See Pre-Business Program in the College of Business.
The Bachelor of Science in Financial Management covers how to plan for and manage monetary resources based on expectations about the future. Finance deals with how to price assets, how to make investment and project decisions, and how financial markets work. The curriculum prepares students for careers in such areas as corporate finance, banking, investments, financial planning, insurance, and real estate. The curriculum also provides excellent preparation for students interested in graduate studies, including law school, accounting or business administration.
The core of the curriculum provides a broad overview of the major fields of finance, including corporate finance, investments, real estate, and financial markets and institutions. Students then have the ability to tailor courses by choosing an emphasis area that focuses on a specific area of finance.
Students who complete the B.S. in Financial Management with a Concentration Area of Financial Planning satisfy the education coursework requirement for Certified Financial Planner (CFP®) certification and are eligible to take the CFP® Certification Examination. Some states may have additional requirements for Financial Planners, Financial Advisors, or Investment Advisors. It is imperative students understand the regulations for the state in which they intend to work prior to enrolling in any academic program or course. Students should check the licensing requirements or contact the appropriate licensing boards for the state in which they plan to seek employment.
Students wishing to change majors into the Financial Management program must have a 2.0 or higher Clemson/Bridge cumulative grade-point average.
Pre-Business Freshman Curriculum
1* Freshman core curriculum class. Students must complete core classes before submitting an Undergraduate Change of Program/Major request from Pre-Business to a business major.
2* The following sequences are acceptable: MATH 1020 /MATH 2070 , MATH 1060 /MATH 1080 , MATH 1060 /MATH 2070 . For each of the four-credit-hour courses taken, one credit will be applied toward the elective credit-hour requirement. Students considering a graduate degree in Economics or related fields should take MATH 1060 /MATH 1080 .
3* See General Education Requirements .
1 See General Education Requirements . Note: Cross-Cultural Awareness Requirement may also be satisfied by some of these courses.
2 If this requirement is met through the completion of another General Education requirement, students will have three additional elective hours. Students must complete 120 hours total.
3 Fifteen credit hours from one of the following emphasis areas are required. Emphasis area should be selected before the end of the junior year in consultation with the advisor (not all courses are offered every semester):
- Banking and Investments Emphasis Area: FIN 4050 , FIN 4060 , FIN 4080 , FIN 4110 ; and one course selected from FIN 3040 , FIN 3990 , or any 4000-level FIN course, or any 3000- or 4000-level ACCT course.
- Corporate Finance Emphasis Area: FIN 4110 ; and two courses selected from FIN 4010 , FIN 4020 , FIN 4030 , FIN 4040 ; and two courses selected from FIN 3040 , FIN 3990 , or any 4000-level FIN course, or any 3000- or 4000-level ACCT course. Credit will only be given for only one of FIN 4030 or FIN 4040 . Only one 3000- or 4000-level ACCT course may count toward the emphasis area.
- Financial Planning Emphasis Area: ACCT 4040 (should be taken spring of Junior year), ACCT 4080 , FIN 3040 , FIN 4050 and FIN 4090 . Due to CFP Board requirements, no substitutions are allowed.
- Real Estate Emphasis Area: FIN 4150 , FIN 4160 , FIN 4170 , LAW 3330 ; and one course selected from CRP 4010 , ECON 3060 , ECON 3400 , or FIN 3990 , or any 4000-level FIN course, or any 3000- or 4000-level ACCT course.
4 MGT 4150 must be taken at Clemson University.
- Financial Management majors are required to have a minimum grade-point average of 2.0 in all FIN-designated courses to graduate. Only the last grade for courses that are repeated is used in computing this grade-point average.
- At least 50 percent of the total credits taken in ACCT, ECON, FIN, LAW, MGT, and MKT must be taken at Clemson University.
- Three credits of the same variable credit course, such as FIN 4980 , are required to be used to satisfy emphasis area requirements.
- No ACCT course already required by the major (ACCT 3030 , ACCT 3110 , ACCT 3120 , ACCT 3130 ) may be used to fulfill an emphasis area requirement.